Education is the key to financial freedom. We believe with a little planning and education, most financial problems can be avoided. CCCS's Education Department has developed a wide variety of workshops and materials addressing personal money management, budgeting, and the wise use of credit.
Our agency has programs for all ages. We offer elementary school students
basic money concepts, while we focus on renting an apartment, buying a car,
or establishing credit with high school students. Adult groups are offered
instruction on budgeting and credit and, if requested, how to handle credit
problems.
We also offer Employee Assistance Programs to businesses. With the guidance of CCCS, your employees can become responsible financial managers. They can reduce their level of stress, be more productive at work and help your business operate more effectively.
CCCS's Education Department holds a variety of educational workshops for all age groups. Call for more information and to find out about grants we have available for low to moderate income individuals.
Workshop Descriptions: (view workshop calendar)
Making Sense/Cents of Money Management
This class explores learned behaviors and
value systems. Until we can understand our behaviors
it is difficult to control our spending habits. You
will also learn how to write and track a budget in
this class. Combining insight regarding your behavior with the
fundamentals of budgeting with help you make
sense/cents of your money behaviors.
Make Your Move - A Guide to Homeownership
This class will help you understand the steps you
need to take to put yourself in a position to buy a
home. You will learn how to create savings, develop
a budget, set and prioritize goals, understand terminology associated with home buying
and comprehend credit reports and credit scores.
CheckWise Checking
This is a two-hour class. This class covers basic
banking & financial principles, money management
and
balancing a checkbook and bank statement. This class
is for individuals who have had problems with a
past checking account and can't open a new account. Once a
participant completes the course they will receive a
certificate of completion. They can then take this
certificate to participating banks and open a
checking account.
What you need to know about Money Management
(High School)
This class covers the Ten Basic Rules of Money
Management, Savings & Spending Plan, Needs & Wants,
Goals, The Facts of Life, Credit History, Credit
Reports, Credit Scores, & Banking
Personal Investment Planning
This workshop teaches basic investment principles,
how they work and how to set up a personal
investment plan.
Bankruptcy Education
CCCS provides a confidential, comprehensive, two
hour Money Management Workshop using the "Money in
Motion" curriculum developed by the American Center
for Credit Education. "Money in Motion" curriculum
includes:
• Budget Development
• Money Management Skills
• Wise Use of Credit
• Consumer Information
CCCS will issue a Certificate of Successful
Completion to each student. Classes are available in
person and on the Internet.
Recommended Reading
These are recommended and available at Consumer Credit Counseling Service:
Money in Motion
American Center for
Credit Education
The Power in Your Money Personality
by Susan Zimmerman
The Money Rascals
by Susan Zimmerman
For more information please call 707-822-8536 ext.16 or 800-762-1811 ext 16 or E-mail: cccsnc@cccsnojuggle.org
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